My name is Ravi Capeles.  I have traveled to over 20 countries since 2009.  Majority of them for free or reduced costs thanks to hotel and bank points and airline miles.  Thanks to credit cards and hotel and airline loyalty programs, I have been able to fulfill my dreams of traveling the world.

Since booking my first free flight to Beijing in business, I have studied all the popular techniques for accumulating points and miles for flying in premium seat on some of the world’s most desired airlines and staying in luxurious rooms at 5 star hotels.